6 state-owned banks pile up Tk1.47 lakh crore in bad loans
Non-performing loans (NPLs) at six state-owned banks stood at Tk1.47 lakh crore at the end of June, this with Janata Bank alone accounting for more than half of the total.
Janata Bank topped the list with Tk75,396 crore in NPLs, followed by Agrani Bank at Tk29,029 crore, Rupali Bank at Tk19,281 crore and Sonali Bank at Tk15,048 crore.
BASIC Bank had Tk8,131 crore, while Bangladesh Development Bank had Tk888 crore in NPLs. Finance Minister Amir Khosru Mahmud Chowdhury disclosed the figures on Sunday in reply to a question from Jamaat MP Md Abdul Alim of Bagerhat-4 during the parliamentary session chaired by Deputy Speaker Kayser Kamal.
According to the latest Bangladesh Bank data, the banking sector’s total NPLs reached Tk6,06,555 crore at the end of June, accounting for 32.78 per cent of total loans. NPLs rose by Tk17,851 crore from Tk5,88,704 crore three months earlier.
In reply to Chuadanga-4 MP Md Ruhul Amin, the finance minister said loans, including interest, of 1,434,482 farmers who had borrowed up to Tk10,000 were waived between the government’s assumption of office and July 2026. The government paid Tk1,352.74 crore to banks to settle the waived loans.
Meanwhile, at the end of June this year, the amount of non-performing loans (NPLs) in the country’s banking sector reached Tk606,555 crore, which accounts for 32.78 per cent of total disbursed loans.
According to Bangladesh Bank data, defaulted loans stood at Tk588,704 crore at the end of March 2026, which was 32.26 per cent of the loans disbursed at that time.
By the end of June, this figure rose to Tk606,555 crore. Consequently, defaulted loans increased by Tk17,851 crore within three months, with the classified loan rate rising by 0.52 per cent. An analysis of the report shows that classified loans reached nearly one-third of the total banking sector loans by the end of June.
This has sparked renewed concerns regarding the asset quality and financial stability of the banking sector. Meanwhile, defaulted loans stood at Tk557,217 crore at the end of December 2025.
