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BB issues guidelines for Bangla QR payment

Bangladesh Bank (BB) has issued guidelines for resolving disputes arising from Bangla QR (Merchant Payment) transactions to ensure a faster, transparent and coordinated settlement process for customers and merchants.

The guidelines, titled “Guidelines on Dispute Resolution for Bangla QR (Merchant Payment) Transactions,” set out the responsibilities of customers, merchants, issuers, acquirers, payment service providers (PSPs), payment system operators (PSOs) and other concerned parties in handling transaction-related disputes.

According to the guidelines, disputes may involve issues such as failed, reversed, duplicate or unauthorized transactions, while a structured mechanism has been prescribed for lodging complaints, investigation, and resolution and refund where applicable.