Reach Tk51,129cr at June end
The amount of total deposits in the country’s agent banking reached to Tk51,129 crore at the end of June this year , up 1.96 percent from Tk50,563 crore in March quarter and 13.82 percent from a year earlier.
During the April-June period of 2026, 30 banks were providing agent banking services through 20,597 outlets operated by 15,424 agents, according to the quarterly report on Agent Banking published by Bangladesh Bank.
Number of agents increased by 1.58 percent and outlets by 1.27 percent during the June quarter.
Likewise, the number of accounts opened through agent banking in Bangladesh rose to 2.722 crore at the end of June 2026, marking a 2.77 percent increase from the previous quarter.
Of the total agent banking accounts more than 1.35 crore or around 50 percent, belonged to female customers, while over 2.30 crore accounts, or 85 percent, were held by customers in rural areas.
The report said the growing number of accounts reflected rising demand for agent banking services among different segments of the population. Female-owned accounts increased by 3.06 percent during the quarter, surpassing male-owned accounts.
Lending through agent banking recorded stronger growth, with cumulative loan disbursement reaching Tk 40,870 crore. The amount increased by 8.26 percent during the quarter and 40.89 percent year-on-year.
The loan-to-deposit ratio rose to 78.74 percent in June from 74.16 percent in March, indicating increasing momentum in loan disbursement through agent outlets. Twenty-three of the 30 banks engaged in agent banking were involved in lending activities.
Rural customers received 64.17 percent, of the total loans disbursed through agent banking.
Agent banking also continued to play a major role in distributing inward remittances.
The cumulative amount of inward remittances disbursed through agents up 1.76 percent from the previous quarter.
Earlier in January-March period of 2026, agent banking outlets handled Tk 8,959.8 crore in inward remittances,
Agent banking also continued to play a major role in distributing inward remittances. The cumulative amount of inward remittances disbursed through agents reached Tk 2,149,0415.7 cr at the end of June, up 1.76 percent from the previous quarter and 16.87 percent year-on-year.
Rural beneficiaries received 90.44 percent of the total inward remittances distributed through agent banking, highlighting the channel’s importance in bringing remittance money to people outside major urban centres.
The central bank earlier said agents were contributing significantly to remittance disbursement since customers were able to receive doorstep banking services within the shortest possible time.
Bangladesh Bank introduced agent banking in 2013 to provide an alternative delivery channel for banking services, particularly to people living in geographically remote areas.
Customers can use the outlets for deposits, loans, remittances, payments and government social safety-net benefits.
