Business Report :
Southeast Bank PLC. recently conducted a comprehensive workshop covering Retail Product Knowledge, Credit Assessment Tools, and Marketing Strategies.
The event was organised for 59 Associate Relationship Officers at the bank’s training institute. Expanding its focus on retail banking alongside its well-established corporate and SME banking services, Southeast Bank aims to meet the diverse needs of individual clients by offering a range of innovative products. These include Home, Car, Personal, and Doctor’s Loans. In addition, various customer-oriented campaigns are regularly launched to attract new clients.
The workshop concluded with a closing ceremony graced by Mr. Nuruddin Md. Sadeque Hossain, the Managing Director of Southeast Bank PLC, who shared insightful and timely guidance aimed at enhancing the bank’s services and growth.
In his address, Mr. Sadeque emphasised the importance of providing high-quality retail banking services. He highlighted that the bank’s key financial indicators are robust and continue to improve.
Southeast Bank ranks 5th among its peer institutions in its balance sheet size, valued at BDT 50,980 crore. It holds 3rd position in export trade, 7th in import trade, 4th in SME lending, and 2nd in industrial lending. The bank’s long-term credit rating is AA, and its short-term rating is ST-2, reflecting its strong financial stability.
Furthermore, the bank’s capital adequacy ratio is 13.88%, exceeding the regulatory requirement of 12.50%. Various liquidity ratios, including CRR, SLR, LCR, and NSFR, also exceed the benchmark rates set by regulators.
Mr Sadeque reassured attendees of the bank’s ample liquidity to meet operational demands and reiterated that Southeast Bank takes all necessary precautions to safeguard customer deposits. He emphasised that professionalism, transparency, and accountability are upheld across all levels of the organisation.